Best UPI Casinos in India 2023: Ensuring Secure Payments

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Do you have an app supporting the Unified Payments Interface and want to use it for gambling? Below, you’ll find a list of the best UPI casinos where you can deposit and withdraw funds with this instant banking solution.

UPI is a leading Indian payment system that services more than 50% of online transactions in the country and the numbers continue to grow. Fast, easy to use, and cheap, it’s a perfect option for replenishing your casino account balance and claiming cash-outs on gambling sites.

Updated: 25.08.2023

Best UPI Payment Casino Sites in 2023

Welcome bonus:
150% up to ₹30 000
Welcome bonus:
125% up to ₹25,000 + 250 FS
Welcome bonus:
up to 200% + 30FS
Welcome bonus:
up to ₹60,000
Welcome bonus:
up to ₹1 Lakh
Welcome bonus:
up to ₹1 LAKH
Welcome bonus:
up to ₹1 Lakh
Welcome bonus:
up to ₹24,000
Welcome bonus:
up to ₹300,000
Welcome bonus:
up to ₹11,000

Top 3 Indian Casinos Accepting UPI

While all the Internet gambling platforms offered on the list are worth your attention, there are three websites that stand out from the crowd and appeal to users with the most valuable benefits. These are BigBaazi, Lucky Niki, and 10Cric. Here’s why you should consider these top online casinos for real-money gambling in India.

BigBaazi Casino – Instant UPI Withdrawals and the Best Game Selection


A new UPI Casino, BigBaazi is among the fastest-growing online gambling platforms in India. It was launched recently in 2022 and already has more than 4 000 games for its users. This includes a few thousand slots, over 100 live dealer tables, many dozens of table games, scratch cards, Indian classic games, and video poker.

The website fully focuses on users from India providing them with all the local payment solutions, a handy optimized gambling interface, and a highly-beneficial VIP program for loyal players.

You can gamble at BigBaazi UPI based casino with a minimum deposit of ₹500 and get a big welcome bonus worth up to ₹1 Lakh. The website has bonuses for established users as well. It offers regular reload bonuses, cashback, tournaments, and prize drops.

Lucky winners can expect BigBaazi to pay their rewards within the shortest possible deadlines. It’s even possible to get the money instantly if no additional verification is required, and you use banking options supporting UPI.

Lucky Niki – Indian Casino with UPI and the Top Bonuses

lucky niki

An anime-themed gambling website Lucky Niki is among the best UPI casinos in our selection. This UK-licensed game platform inspired by Japanese animation grabs your attention right after you open the main page.

The website’s 5-star design is only one of many benefits to mention. Lucky Niki is an Indian casino with probably the most lucrative welcome bonus in the niche – a prize worth up to ₹1 Lakh plus 250 free spins for slot machines.

This UPI casino India accepts deposits starting from ₹1 000 and allows you to use a variety of banking solutions, including the Unified Payments Interface, Visa/MasterCard credit cards, e-wallets like Skrill or ecoPayz, and PaySafeCard prepaid cards.

We should also mention such Lucky Niki casino benefits as regular deposit-based promotions for players, a VIP program with valuable prizes on every level, and quality mobile applications for Android and iOS.

10Cric Casino – the Top Game Variety and Sports Betting


A top 3 Indian online gambling site with UPI, 10Cric is a good choice for both players and bettors. This is not only a casino with 2 000+ games from over 40 providers but also one of the best UPI betting sites. It offers users all major international and local leagues, including the Indian Premiere League – the most popular competition in the country.

10Cric meets new players with a big 3-level welcome bonus worth up to ₹60 000 plus ₹1 500 in free bets for the sportsbook. Gamblers will also enjoy a VIP program offering regular rewards for active users.

Online casino 10Cric features great popularity among Indian players due to its user-friendly policy and numerous benefits for both new and established website members. You can sign up on the site in minutes, make a deposit, claim your bonus, and play hundreds of games from prominent studios like NetEnt, Pragmatic Play, Evolution, and BTG.

Understanding UPI Casinos

Online casinos with UPI have gained great popularity in India in recent years. Their number has grown at an enormous speed due to the stunning increase in the Unified Payments Interface client base. The service has recently broken through the threshold of 500 million users and the numbers are only getting bigger. The selection of UPI apps grows as well. You can now choose from more than 10 options, including Google Play, PhonePe, and PayTM.

UPI is a true phenomenon in the Indian digital economy sphere. Developed by the National Payments Corporation of India in response to the thriving cash black market, it has become one of the most successful projects in the sphere of Internet banking ever.

Today, the payment system expands to other countries and serves as an example to follow for similar ventures in the US, Singapore, France, Australia, Saudi Arabia, and many other regions.

Unified Payments Interface has given access to simple and fast online transactions to hundreds of millions of people. Our goal is to supply those interested in gambling with the most reliable online casinos that accept UPI.

Pros & Cons

Millions of people use the Unified Payments Interface for a reason – it’s probably the most comfy way to pay for goods and services online in India. The casino sphere is not an exception here. Gamblers choose this payment system because of the numerous benefits it offers.

The key pros of depositing and withdrawing funds in casinos with UPI are:

  • payments right from your account in an Indian bank;
  • instant deposits at a casino;
  • enhanced security due to 2-factor authentication;
  • no disclosure of card number and other credentials;
  • simple transaction confirmation.

The cons of using UPI are minor. Here are the ones you should know about:

  • restrictions for many jurisdictions outside India;
  • high dependency on Internet connection and mobile phone;
  • possible fees on certain transactions with merchants.

How Payments in UPI Casinos Online Work

Paying with UPI in Indian casinos is easy and fast. It requires only a few simple steps to set up this banking method and get it ready for deposits and withdrawals on a gambling site.

Choose the UPI App You Want to Use

There are more than ten applications from third parties supporting Unified Payment Interfaces. For example, in Google Pay online casinos you can use G Pay. Other popular options are PhonePe, PayTM, and Axis Pay. There’s also a proprietary app called BHIM developed by the National Payments Corporation of India.

Log in to the app you’ve installed and use the menu interface to link a bank account. The system currently supports over 300 Indian banks, so all the major institutions are on the list.

Create UPI PIN and ID

An ID, also known as a VPA, and a PIN are the credentials you need to confirm transactions in UPI online casinos. While your ID will be created automatically after adding a bank account, PIN is a 6-digit code you have to come up with.

Register in UPI Casino and Deposit

Since you have all the essential tools for online payments, the last step is to sign up with an Indian casino by filling out a registration form on the official website. Then visit the Cashier page, choose UPI, and make a deposit.

UPI Payment Speed

The speed of transaction processing fully depends on the casino’s payment policy, but you won’t have to wait long anyway if you use UPI. Your deposits will be instant in most cases, so you’ll be able to start playing right away. Sometimes it may take up to 30 minutes to receive the funds in your account, but that’s a rare occasion.

UPI Casino Online India Transaction Limits and Turnover Requirements

The UPI payment system sets a ₹1 Lakh limit on a daily transaction amount. Online casinos have their rules for maximum deposits and withdrawals as well. The sum of money you may deposit and withdraw varies on different websites. You’ll find the exact numbers in the Terms & Conditions.

Some gambling sites have a turnover requirement for UPI deposits. It means that you have to use invested funds in games one or several times before withdrawing the money. Also, you shouldn’t forget that extra credits that you’ve received as a UPI payment bonus are subject to wagering requirements.

UPI Casino Deposit Instructions

Players choose the Unified Payments Interface for gambling payments because it’s easy to use and provides fast transaction confirmation. It takes a few simple steps and only several minutes to get everything done.

Here’s how you can deposit funds at UPI casinos in India:

  1. Sign in with your gambling site using your login and password.
  2. Open the Cashier section and click “Deposit”.
  3. Select UPI on the list of available payment systems.
  4. Enter the sum of money you want to deposit.
  5. Sign in with your UPI app to confirm the payment.
  6. Use a one-time code or biometrics for 2-factor authentication.
  7. Approve the deposit in the app.

The funds will usually be reflected in your casino account immediately. So, you can start playing right after depositing.

You may use many UPI apps for casino deposits. The popular options are PhonePe, Google Pay, PayTM, CRED, Axis Pay, and BHIM.

Instructions for UPI Casinos Online Withdrawal

Unified Payments Interface has become one of the most popular cash-out solutions in Indian casinos in recent years. Players choose it due to its reliability, high maximum limit, low cost, and the ability to get funds right into the local bank account.

Withdrawals with UPI require these simple steps:

  1. Log in to your casino account. Check whether you’ve fulfilled turnover or wagering requirements.
  2. Go to the Cashier page on the site and choose “Withdraw”.
  3. Select UPI on the list of available options.
  4. Enter the sum of money you want to cash out.
  5. Provide your UPI ID (VPA).
  6. Confirm the transaction.

Casinos to withdraw with UPI India offer players different payout times. It depends solely on the website’s payment policy. Some fast payout casinos process cash-outs instantly. Others keep funds in pending for some time and you receive the money in 1 – 3 days.

Bonuses in the Online Casino with UPI Payment System

Gambling websites with UPI provide their users with all kinds of bonuses, including free prizes without a deposit. Casinos usually offer complimentary rewards on sign-up. For example, you can register an account at JungleRaja and get ₹500 in bonus cash or join 9Winz to receive a ₹100 prize.

When you make your first deposit, the gambling website will give you even better gifts. The size of a welcome bonus varies on different websites but it’s always a substantial reward. In Lucky Niki Casino, you may get up to ₹1 Lakh in total on your first three deposits.

The list of prizes in the best UPI casinos is not limited to offers for new players. Established users can get a lot of bonuses as well. It includes:

  • weekly and monthly cashback;
  • regular deposit-based offers;
  • prizes in tournaments and cash drops;
  • free spins for a deposit;
  • payment system bonuses;
  • loyalty prizes;
  • mobile bonuses;
  • referral rewards.

Is UPI Safe for Online Casinos?

Unified Payments Interface has proven to be among the safest methods for deposits and withdrawals at a casino. It has several security levels that protect your funds at every stage of transaction processing. These levels are your ID and PIN, 2-factor authentication, and encryption technologies inbuilt into the system.

Security measures employed by bank institutions also play a big role in overall safety. Indian banks have anti-fraud systems that constantly monitor transactions to detect and prevent unauthorized debiting of your account.

A key thing that helps UPI stand out from other methods is 2-factor authentication. It protects your money even if your ID and PIN have been compromised. The technology utilizes one-time codes or fingerprints to confirm payments.

Even with all the safety benefits of the payment system, you shouldn’t forget about the reliability of a gambling site. Choose a game club on our top 10 casino in India UPI payment list to be 100% sure your gambling is safe.


Gambling websites with UPI are legal if they operate under an official license provided by the international or local Indian state authority.

Reliable online casinos offering UPI payments have an advantage over other gambling websites in terms of transaction safety, fees, maximum limits, payment speed, and usability.

Our reviews showed that the best online casino sites for UPI withdrawals are RoyalJeet, BigBaazi, BetShah, WinDaddy, Glory Casino, CasiBee, and Jungle Raja.

UPI payments are among the safest in the industry, which is the best protection for your money. The casino’s trustworthiness, however, plays an even bigger role. You should ensure the website you choose is safe and treats users fairly.

You can expect most deposits in casinos with Unified Payments Interface to be instant. Sometimes it takes more time and funds reach your gambling account in up to 30 minutes.

Withdrawal speed in casinos that accept UPI varies from 0 to 3 days. It all depends on the website’s payment policy, pending time, and requirements for additional verification.

Only the casino rules determine how much money you may deposit or withdraw. UPI payment system allows transactions of up to ₹1 Lakh per day.

Most casinos accept at least the top 3 apps: PhonePe, Google Pay, and PayTM. Some gambling sites also allow you to pay using CRED, BHIM, and Axis Pay.

Every gambling site has its own rules regarding the maximum deposit. The best UPI casinos allow you to top up your balance with up to ₹50 000 per day.

Payments with UPI don’t include any fees for players. That’s why so many Indian gamblers prefer this banking solution.

The list of UPI withdrawal games on the best gambling sites usually counts a few thousand titles. This includes 1 000 – 3000 slot machines, hundreds of table games, dozens of lottery-style gaming machines, and 100 – 200 live dealer tables.